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Operations Overview

Global Operations

Ally Financial Inc. is one of the world's largest automotive financial services companies. As the official preferred source of financing for General Motors and Chrysler vehicles, Ally offers a full suite of automotive financing products and services in key markets around the world. Ally's other business units include mortgage operations and commercial finance. The company also offers online retail banking products through its subsidiaries.

Global Automotive Services

Ally's Global Automotive Services include its auto finance and insurance-related businesses operating under the Ally and GMAC brands. Ally is one of Canada's leading providers of automotive financial services. With on-the-spot financing through dealers, Ally helps qualified customers get behind the wheel of their next vehicle quickly and easily. Ally offers wholesale and retail automotive financing products and services primarily to GM and Chrysler dealers and customers. The dealer-related insurance arm of Ally provides vehicle service contracts for consumers and insurance for auto dealer inventories worldwide.

Automotive Financing Products:

  • Consumer Auto Financing
  • Commercial Auto Financing
  • Dealer Products & Services

ResMor Trust Company

ResMor Trust Company is a federally regulated trust company that offers deposit products through independent brokers, as well as Ally online savings products and services.

Our Ally savings products and services have a straightforward approach, no minimum deposit requirements and no monthly fees. We offer high rate and no penalty GICs, and high interest and tax free savings accounts. ResMor Trust Company is a member of CDIC.

Savings Products:

  • High rate GIC
  • No penalty GIC
  • High interest savings
  • Tax free savings

ResMor is also focused on providing auto financing products for consumers.

Insurance Operations

Ally Financial Inc., through its Canadian joint venture affiliates SmartCoverage Insurance Agency Inc. and SmartCoverage Insurance Services Inc. (Brokerage), offers personal lines auto and home insurance products in select provinces in the Canadian marketplace. SmartCoverage offers affordable and reliable automobile and home insurance products.

Motors Insurance Corporation, Ally's insurance subsidiary in Canada, underwrites vehicle service contracts for General Motors of Canada Limited through its GM Protection Plan and Optimum GM Certified brands.

Insurance-related products:

  • Home insurance
  • Auto insurance
  • Vehicle service contracts
  • GAP coverage
  • Dealer inventory insurance
More important than dollars? Common sense.
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